HSBC India
HSBC RuPay Platinum Credit Card
Best for domestic spending, RuPay network
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
Domestic only
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
No cap
Welcome benefit
None beyond the reward rate
Who is this for
- Budget-conscious spender
- Domestic traveler
What we like
- 1% cashback on all spends
- Low annual fee
Watch out for
- Rs 500 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 1.5 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
| FUEL | 1.50 | ₹300/month | 1.00 |
Benefits
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
HSBC RuPay Platinum Credit Card is a RuPay credit card from HSBC Bank. It is best suited for domestic spending, RuPay network.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 1% cashback on all spends; 1.5% on fuel
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for HSBC RuPay Platinum Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HSBC RuPay Platinum Credit Card worth it?
What is the annual fee for the HSBC RuPay Platinum Credit Card?
How does the HSBC RuPay Platinum Credit Card reward rate work?
What are the eligibility requirements for the HSBC RuPay Platinum Credit Card?
Does the HSBC RuPay Platinum Credit Card offer airport lounge access?
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