ICICI Bank
ICICI Bank HPCL Super Saver Credit Card
Pure fuel co-brand with high HPCL rewards and 5% savings on HPCL fuel spends
₹500/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Daily-driver commuter
- HPCL fuel loyalist
- Reward-driven fuel spender
-
What we like
- Effective 5% savings on HPCL fuel (4% reward + 1% surcharge waiver)
- Low ₹50,000 waiver threshold for the annual fee
- Cheapest ICICI fuel co-brand by renewal threshold
-
Watch out for
- Standard 3.5% forex markup
- ₹100/month cap on the HPCL reward points accrual
- HPCL-only: not as competitive at other fuel-station brands
Annual fee
₹500/yr
Reward rate
4x
Min. income
₹2,50,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
Reward cap of ₹200 per month on HPCL fuel reward accrual
Welcome benefit
Annual fee waived on spends ≥ ₹50,000 — much lower than the Coral/Rubyx ₹1.5–₹3 lakh threshold.
ICICI Bank HPCL Super Saver Credit Card review: pure fuel co-brand Visa with high HPCL reward points, fuel surcharge waiver, and milestone vouchers targeted at daily-driver fuel spenders.
Who is this for
- Daily-driver commuter
- HPCL fuel loyalist
- Reward-driven fuel spender
What we like
- Effective 5% savings on HPCL fuel (4% reward + 1% surcharge waiver)
- Low ₹50,000 waiver threshold for the annual fee
- Cheapest ICICI fuel co-brand by renewal threshold
Watch out for
- Standard 3.5% forex markup
- ₹100/month cap on the HPCL reward points accrual
- HPCL-only: not as competitive at other fuel-station brands
Issuer
ICICI Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on annual spends ≥ ₹50,000 |
| Renewal fee | ₹500 | Waived on annual spends ≥ ₹50,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹600 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on HPCL fuel transactions between ₹400 and ₹4,000 (max ₹100/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| FUEL | 4 Reward Points per ₹100 on HPCL fuel spends | Reward cap of ₹200 per month on HPCL fuel reward accrual | Redeemable via ICICI rewards portal |
| All spends | 1 Reward Point per ₹100 on retail spend; 0.5 Reward Point per ₹100 on utility & insurance | Not explicitly stated | Redeemable via ICICI rewards portal |
Benefits
-
5% Savings on HPCL Fuel Highlight
Effective 5% savings on HPCL fuel: 4% reward points + 1% surcharge waiver.
-
HPCL Reward Multiplier Highlight
4 Reward Points per ₹100 on HPCL fuel transactions — the highest ICICI fuel earn rate on a fee card.
-
Fuel Surcharge Waiver
1% surcharge waiver on HPCL fuel between ₹400 and ₹4,000 (max ₹100 per month).
-
Low Renewal Threshold
Annual fee waived on spends ≥ ₹50,000 — much lower than the Coral/Rubyx ₹1.5–₹3 lakh threshold.
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Decent credit score required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
ICICI Bank HPCL Super Saver Credit Card is the entry fuel co-brand Visa. It targets daily-driver commuters who fuel at HPCL pumps and want the highest fee-card earn rate on HPCL transactions.
Fees and rewards
- Joining fee: ₹500 (non-waiver)
- Annual fee: ₹500, waived on annual spends ≥ ₹50,000
- Rewards: 4 Reward Points per ₹100 on HPCL fuel; 1 Reward Point per ₹100 on retail
- Forex markup: 3.50%
Fuel and waiver benefits
- Effective 5% savings on HPCL fuel (4% reward + 1% surcharge waiver)
- 1% surcharge waiver on HPCL fuel between ₹400 and ₹4,000 (max ₹100/month)
- Reward cap of ₹200 per month on HPCL fuel reward accrual
Eligibility
Minimum annual income ₹ 2,50,000 (salaried) / ITR-based for self-employed. Decent credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the ICICI Bank HPCL Super Saver Credit Card apply walkthrough →
Apply for ICICI Bank HPCL Super Saver Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the ICICI Bank HPCL Super Saver Credit Card worth it?
What is the annual fee for the ICICI Bank HPCL Super Saver Credit Card?
How does the ICICI Bank HPCL Super Saver Credit Card reward rate work?
What are the eligibility requirements for the ICICI Bank HPCL Super Saver Credit Card?
Does the ICICI Bank HPCL Super Saver Credit Card offer airport lounge access?
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