ICICI Bank
MakeMyTrip ICICI Bank Signature Credit Card
Top-tier MakeMyTrip co-brand with high myCash on holiday bookings and free hotel/flight vouchers
₹3,000/yr annual fee · 6x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Frequent MakeMyTrip booker
- Holiday-loyal traveller
- Top-tier MMT spender
-
What we like
- 8 myCash per ₹100 on MakeMyTrip hotel bookings (8% value-back)
- Complimentary MMTBLACK Gold membership
- Free holiday vouchers on milestone spend (₹3,000 on ₹3 lakh, ₹5,000 on ₹6 lakh)
-
Watch out for
- ₹3,000 non-waiver joining fee
- Standard 3.5% forex markup
- Spend threshold of ₹5 lakh/year to waive annual fee
Annual fee
₹3,000/yr
Reward rate
6x
Min. income
₹6,00,000
Forex markup
3.5%
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 720+
Reward cap
Uncapped
Welcome benefit
₹3,000 MakeMyTrip holiday voucher on annual spends ≥ ₹3,00,000; ₹5,000 voucher on annual spends ≥ ₹6,00,000.
MakeMyTrip ICICI Bank Signature Credit Card review: top-tier MakeMyTrip co-brand Visa with high myCash on flights and hotels, complimentary MMTBLACK membership, and free holiday vouchers on milestone spends.
Who is this for
- Frequent MakeMyTrip booker
- Holiday-loyal traveller
- Top-tier MMT spender
What we like
- 8 myCash per ₹100 on MakeMyTrip hotel bookings (8% value-back)
- Complimentary MMTBLACK Gold membership
- Free holiday vouchers on milestone spend (₹3,000 on ₹3 lakh, ₹5,000 on ₹6 lakh)
Watch out for
- ₹3,000 non-waiver joining fee
- Standard 3.5% forex markup
- Spend threshold of ₹5 lakh/year to waive annual fee
Issuer
ICICI Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹3,000 | Not waivable |
| Annual fee | ₹3,000 | Waived on annual spends ≥ ₹5,00,000 |
| Renewal fee | ₹3,000 | Waived on annual spends ≥ ₹5,00,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| HOTELS | 8 myCash per ₹100 on MakeMyTrip hotel bookings (effectively 8% value-back) | Uncapped | Auto-credited to the linked MakeMyTrip account; redeemable across flights, hotels, and holidays |
| AIRLINES | 5 myCash per ₹100 on MakeMyTrip flight, bus, and cab bookings | myCash never expires | Auto-credited to the MakeMyTrip account |
| All spends | 2 myCash per ₹100 on all other retail spend | myCash never expires | Auto-credited to the MakeMyTrip account |
Benefits
-
8% value-back on MakeMyTrip Hotels Highlight
8 myCash per ₹100 on MakeMyTrip hotel bookings — the highest earn rate in the ICICI-MakeMyTrip co-brand lineup.
-
MMTBLACK Gold Membership Highlight
Complimentary 1-year MMTBLACK Gold membership for the primary cardholder.
-
Free Holiday Voucher on Annual Spend Highlight
₹3,000 MakeMyTrip holiday voucher on annual spends ≥ ₹3,00,000; ₹5,000 voucher on annual spends ≥ ₹6,00,000.
-
Domestic + International Lounge Access
2 complimentary domestic lounge visits per quarter; 1 international lounge visit per year.
-
3-Month No-Cost EMI on MMT Bookings
No-cost EMI on MakeMyTrip flight, hotel, and holiday bookings for 3 months.
-
Fuel Surcharge Waiver
1% waiver on fuel transactions between ₹400 and ₹4,000.
Eligibility
- Age
- 21–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 720+
- Score note
- Good credit score required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
MakeMyTrip ICICI Bank Signature Credit Card is the top-tier Visa of the MakeMyTrip co-brand lineup. It targets high-frequency MakeMyTrip bookers with the highest hotel earn rate in the lineup and MMTBLACK membership bundled in.
Fees and rewards
- Joining fee: ₹3,000 (non-waiver)
- Annual fee: ₹3,000, waived on annual spends ≥ ₹5,00,000
- Rewards: 8 myCash per ₹100 on MMT hotels; 5 myCash per ₹100 on MMT flights/bus/cab; 2 myCash per ₹100 on retail
- Forex markup: 3.50%
Travel and milestone benefits
- 8 myCash per ₹100 on MakeMyTrip hotel bookings (8% value-back)
- Complimentary 1-year MMTBLACK Gold membership
- ₹3,000 MMT holiday voucher on ₹3 lakh spend; ₹5,000 on ₹6 lakh spend
- 2 domestic + 1 international lounge visit per year
- 3-month no-cost EMI on MakeMyTrip bookings
Eligibility
Minimum annual income ₹ 6,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules and MakeMyTrip co-brand terms. Last reviewed 2026-09-26.
Step-by-step application guide: Read the MakeMyTrip ICICI Bank Signature Credit Card apply walkthrough →
Apply for MakeMyTrip ICICI Bank Signature Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the MakeMyTrip ICICI Bank Signature Credit Card worth it?
What is the annual fee for the MakeMyTrip ICICI Bank Signature Credit Card?
How does the MakeMyTrip ICICI Bank Signature Credit Card reward rate work?
What are the eligibility requirements for the MakeMyTrip ICICI Bank Signature Credit Card?
Does the MakeMyTrip ICICI Bank Signature Credit Card offer airport lounge access?
← All credit cards · All ICICI Bank cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.