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IndusInd Bank

IndusInd Bank Pioneer Heritage Metal Credit Card

Best for premium metal cardholders, lifestyle privileges

₹4,999/yr annual fee · 4x rewards

Mastercard

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹4,999/yr

Reward rate

4x

Min. income

₹7,00,000

Forex markup

2%

Lounge access

Yes

Eligibility

₹7 lakh/yr · CIBIL 750+

Reward cap

₹2,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Premium cardholder
  • Metal card enthusiast

What we like

  • Metal card construction
  • 8x on travel
  • Lower 2% forex markup

Watch out for

  • Rs 4,999 annual fee
  • High income requirement

Issuer

Bank

IndusInd Bank

Private sector bank

All IndusInd Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Website

www.indusind.com

Network

Mastercard

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹4,999 Not waivable
Annual fee ₹4,999 Waived on Rs 5 lakh annual spend
Forex markup 2% Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 4.00 — 0.30
TRAVEL 8.00 ₹2,000/month 0.30

Benefits

  • Metal card Highlight

    Premium metal card construction

  • Lounge access Highlight

    Complimentary domestic and international airport lounge access

  • Low forex markup Highlight

    2% foreign currency markup

  • Concierge service

    24x7 concierge service

Eligibility

Age
21–65 years
Min. income
₹7,00,000
Min. credit score
750+
Score note
Good credit score preferred
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

IndusInd Bank Pioneer Heritage Metal Credit Card is a Mastercard premium metal card from IndusInd Bank with 8x travel rewards, complimentary lounge access and 2% forex markup.

Fees and rewards

  • Annual fee: Rs 4,999 (waived on Rs 5 lakh annual spend)
  • Joining fee: Rs 4,999
  • Rewards: 4x on all spends; 8x on travel

Eligibility

PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for IndusInd Bank Pioneer Heritage Metal Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the IndusInd Bank Pioneer Heritage Metal Credit Card worth it?
IndusInd Bank Pioneer Heritage Metal Credit Card is a credit card issued by IndusInd Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndusInd Bank Pioneer Heritage Metal Credit Card?
IndusInd Bank Pioneer Heritage Metal Credit Card charges ₹4,999 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndusInd Bank Pioneer Heritage Metal Credit Card reward rate work?
IndusInd Bank Pioneer Heritage Metal Credit Card earns 4x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the IndusInd Bank Pioneer Heritage Metal Credit Card?
To qualify for IndusInd Bank Pioneer Heritage Metal Credit Card, you typically need: minimum annual income ₹7,00,000; CIBIL score of 750+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndusInd Bank Pioneer Heritage Metal Credit Card offer airport lounge access?
Complimentary domestic and international airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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