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AU Small Finance Bank

ixigo AU Credit Card

Best for travel bookings, lifetime free

Lifetime free · 5x rewards

Visa Lifetime free

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

Lifetime free

Reward rate

5x

Min. income

₹2,50,000

Forex markup

0%

Lounge access

None

Eligibility

₹2.50 lakh/yr · CIBIL 700+

Reward cap

No published cap

Welcome benefit

None beyond the reward rate

Who is this for

  • Frequent traveller
  • Budget traveller
  • Ixigo user

What we like

  • Lifetime free
  • Zero forex markup
  • 10% off on Ixigo

Watch out for

  • Best rewards unlocked within Ixigo ecosystem

Issuer

Bank

AU Small Finance Bank

Small finance bank

All AU Small Finance Bank cards →

Headquarters

Jaipur, Rajasthan

Established 2017

Toll-free

1800-120-1234

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹0 Not waivable
Forex markup 0% Not waivable

Rewards

Spend category Rate Cap Redemption
TRAVEL 10.00 1.00
All spends 5.00 1.00

Benefits

  • Lifetime free Highlight

    No joining or annual fee

  • Zero forex markup Highlight

    Zero foreign exchange markup on international transactions

  • Travel discounts Highlight

    10% discount on travel bookings via Ixigo

  • 5x rewards

    5x rewards on all spends

Eligibility

Age
21–65 years
Min. income
₹2,50,000
Min. credit score
700+
Score note
Good credit score preferred
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

ixigo AU Credit Card is a Visa co-brand card from AU Small Finance Bank and ixigo, offering lifetime-free access, zero forex markup and 10% off on travel bookings.

Fees and rewards

  • Annual fee: Nil (lifetime free)
  • Joining fee: Nil
  • Rewards: 10% off on Ixigo; 5x on all other spends

Eligibility

PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for ixigo AU Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the ixigo AU Credit Card worth it?

ixigo AU Credit Card is a credit card issued by AU Small Finance Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the ixigo AU Credit Card?

ixigo AU Credit Card is a lifetime-free card with no annual or joining fee.

How does the ixigo AU Credit Card reward rate work?

ixigo AU Credit Card earns 5x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the ixigo AU Credit Card?

To qualify for ixigo AU Credit Card, you typically need: minimum annual income ₹2,50,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the ixigo AU Credit Card offer airport lounge access?

ixigo AU Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.