PNB
PNB Silver Credit Card
Best for silver benefits, starter card
₹300/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹300/yr
Reward rate
Not published
Min. income
₹1,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1 lakh/yr · CIBIL 550+
Reward cap
No cap
Welcome benefit
None beyond the reward rate
Who is this for
- First-time credit card user
- Basic card preference
What we like
- 1% on everything
- Very low annual fee
Watch out for
- Basic benefits only
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹300 | Not waivable |
| Annual fee | ₹300 | Waived on Rs 50,000 annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Silver cashback Highlight
1% cashback on all purchases
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,00,000
- Min. credit score
- 550+
- Score note
- Building credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
PNB Silver Credit Card is a VISA credit card from PNB. It is best suited for silver benefits, starter card.
Fees and rewards
- Annual fee: Rs 300
- Joining fee: Rs 300
- Rewards: 1% cashback on all purchases
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for PNB Silver Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the PNB Silver Credit Card worth it?
What is the annual fee for the PNB Silver Credit Card?
How does the PNB Silver Credit Card reward rate work?
What are the eligibility requirements for the PNB Silver Credit Card?
Does the PNB Silver Credit Card offer airport lounge access?
← All credit cards · All PNB cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.