RBL Bank
RBL Bank MyFirst Credit Card
Best for first-time cardholders, beginners
₹300/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹300/yr
Reward rate
Not published
Min. income
₹1,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1 lakh/yr · CIBIL 600+
Reward cap
No cap
Welcome benefit
None beyond the reward rate
Who is this for
- First-time cardholder
- Beginner
What we like
- Easy eligibility
- Very low fee
Watch out for
- Basic rewards
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹300 | Not waivable |
| Annual fee | ₹300 | Waived on Rs 1 lakh annual spend |
| Late payment | ₹300 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Easy start Highlight
1% cashback on all purchases for first-time users
-
Low fee Highlight
Very low annual and joining fee
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,00,000
- Min. credit score
- 600+
- Score note
- Entry-level credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
RBL Bank MyFirst Credit Card is a VISA credit card from RBL Bank. It is best suited for first-time cardholders, beginners.
Fees and rewards
- Annual fee: Rs 300
- Joining fee: Rs 300
- Rewards: 1% cashback on all purchases
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for RBL Bank MyFirst Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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