RBL Bank
IndianOil RBL Bank XTRA Credit Card
Best for fuel users, premium IndianOil
₹1,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,000/yr
Reward rate
Not published
Min. income
₹2,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2 lakh/yr · CIBIL 700+
Reward cap
₹750/month
Welcome benefit
None beyond the reward rate
Who is this for
- Heavy fuel user
- Car owner
What we like
- 5% on IndianOil fuel
- Fuel surcharge waiver
Watch out for
- Rs 1,000 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,000 | Not waivable |
| Annual fee | ₹1,000 | Waived on Rs 3 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| FUEL | 5.00 | ₹750/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Enhanced fuel cashback Highlight
5% cashback on IndianOil fuel purchases
-
1% surcharge waiver Highlight
1% surcharge waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,00,000
- Min. credit score
- 700+
- Score note
- Good credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
IndianOil RBL Bank XTRA Credit Card is a VISA credit card from RBL Bank. It is best suited for fuel users, premium IndianOil.
Fees and rewards
- Annual fee: Rs 1,000
- Joining fee: Rs 1,000
- Rewards: 5% cashback on IndianOil fuel; 1% on all other purchases
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for IndianOil RBL Bank XTRA Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the IndianOil RBL Bank XTRA Credit Card worth it?
What is the annual fee for the IndianOil RBL Bank XTRA Credit Card?
How does the IndianOil RBL Bank XTRA Credit Card reward rate work?
What are the eligibility requirements for the IndianOil RBL Bank XTRA Credit Card?
Does the IndianOil RBL Bank XTRA Credit Card offer airport lounge access?
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