RBL Bank
RBL NOVA Credit Card
Best for premium travel and lifestyle privileges
₹12,500/yr annual fee · 6x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹12,500/yr
Reward rate
6x
Min. income
₹15,00,000
Forex markup
2%
Lounge access
Yes
Eligibility
₹15 lakh/yr · CIBIL 750+
Reward cap
₹2,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium spender
- Frequent traveller
- Fine-dining enthusiast
What we like
- Up to 6% value-back
- 24 lounge visits/year with 4 guest access
- 10% off fine dining
Watch out for
- Rs 12,500 annual fee
- High income requirement
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹12,500 | Not waivable |
| Annual fee | ₹12,500 | Not waivable |
| Forex markup | 2% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 6.00 | — | 0.30 |
| DINING | 8.00 | ₹2,000/month | 0.30 |
Benefits
-
Lounge access Highlight
Up to 24 lounge visits a year and 4 guest access
-
Dining benefits Highlight
10% off at fine-dining restaurants in India
-
Premium concierge
24x7 concierge service
-
Travel insurance
Complimentary travel insurance cover
Eligibility
- Age
- 21–65 years
- Min. income
- ₹15,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
RBL NOVA Credit Card is a Visa premium travel card from RBL Bank offering up to 6% value-back, 24 lounge visits with 4 guest access, and 10% off at fine-dining restaurants.
Fees and rewards
- Annual fee: Rs 12,500
- Joining fee: Rs 12,500
- Rewards: Up to 6% value-back; 8X on dining
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from paisabazaar.com listings. Status: active.
Apply for RBL NOVA Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the RBL NOVA Credit Card worth it?
What is the annual fee for the RBL NOVA Credit Card?
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Does the RBL NOVA Credit Card offer airport lounge access?
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