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SBI Cashback Credit Card
Mastercard
Mastercard

SBI Cashback Credit Card

5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.

Data as of 24 Jun 2026

cashbackonline-shopping
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Joining Fee

₹999

Annual Fee

₹999

Reward Rate

5% cashback on top online brands; 1% on others

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

cashback
online-shopping

Categories

Cashback Cards
Online Shopping Cards

How to apply for SBI Cashback Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh SBI Cashback Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to SBI Card to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most SBI Card cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about SBI Cashback Credit Card

What are the fees on SBI Cashback Credit Card?
SBI Cashback Credit Card has a joining fee of ’999.00 and an annual fee of ’999.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for SBI Cashback Credit Card?
Applicants need a minimum income of ’300000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on SBI Cashback Credit Card work?
SBI Cashback Credit Card earns 5% cashback on top online brands; 1% on others on your spending.
What documents are needed to apply for SBI Cashback Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of SBI Card may have a simpler flow.

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