YES Bank
YES BANK ELITE+ Credit Card
Best for premium users, lifestyle and travel rewards
₹3,999/yr annual fee · 3x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹3,999/yr
Reward rate
3x
Min. income
₹6,00,000
Forex markup
3%
Lounge access
Yes
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
₹2,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium spender
- Frequent traveller
What we like
- Lounge access
- 6x on travel and dining
- Premium benefits
Watch out for
- Rs 3,999 annual fee
- Rs 4 lakh spend waiver threshold
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹3,999 | Waived on Rs 4 lakh annual spend |
| Forex markup | 3% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 6.00 | ₹2,000/month | 0.30 |
| DINING | 6.00 | ₹2,000/month | 0.30 |
| All spends | 3.00 | — | 0.25 |
Benefits
-
Lounge access Highlight
Complimentary domestic and international airport lounge access
-
Premium rewards Highlight
6x YES Rewardz on travel and dining
-
Travel insurance
Complimentary travel insurance cover
Eligibility
- Age
- 21–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
YES BANK ELITE+ Credit Card is a Visa premium rewards card from YES Bank with complimentary lounge access and 6x YES Rewardz on travel and dining.
Fees and rewards
- Annual fee: Rs 3,999 (waived on Rs 4 lakh annual spend)
- Joining fee: Nil
- Rewards: 6x on travel/dining; 3x on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for YES BANK ELITE+ Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the YES BANK ELITE+ Credit Card worth it?
What is the annual fee for the YES BANK ELITE+ Credit Card?
How does the YES BANK ELITE+ Credit Card reward rate work?
What are the eligibility requirements for the YES BANK ELITE+ Credit Card?
Does the YES BANK ELITE+ Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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