YES Bank
YES BANK RESERV Credit Card
Best for premium travel and unlimited privileges
₹9,999/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹9,999/yr
Reward rate
4x
Min. income
₹10,00,000
Forex markup
2%
Lounge access
Yes
Eligibility
₹10 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Premium traveller
- High net worth
What we like
- Unlimited lounge access
- 8x on travel
- Lower 2% forex markup
Watch out for
- Rs 9,999 annual fee
- High income requirement
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹9,999 | Not waivable |
| Annual fee | ₹9,999 | Waived on Rs 5 lakh annual spend |
| Forex markup | 2% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 8.00 | — | 0.30 |
| All spends | 4.00 | — | 0.25 |
Benefits
-
Unlimited lounge access Highlight
Unlimited domestic and international airport lounge access
-
Premium concierge Highlight
24x7 premium concierge
-
Low forex markup Highlight
2% foreign currency markup
-
Travel insurance
Comprehensive travel insurance cover
Eligibility
- Age
- 21–65 years
- Min. income
- ₹10,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
YES BANK RESERV Credit Card is a Visa premium travel card from YES Bank with unlimited lounge access, 8x YES Rewardz on travel and only 2% forex markup.
Fees and rewards
- Annual fee: Rs 9,999 (waived on Rs 5 lakh annual spend)
- Joining fee: Rs 9,999
- Rewards: 8x on travel; 4x on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for YES BANK RESERV Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the YES BANK RESERV Credit Card worth it?
What is the annual fee for the YES BANK RESERV Credit Card?
How does the YES BANK RESERV Credit Card reward rate work?
What are the eligibility requirements for the YES BANK RESERV Credit Card?
Does the YES BANK RESERV Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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