How to Apply for the AU Bank LIT Credit Card in 2026
Apply for the lifetime-free AU Bank LIT Credit Card with 3X reward points on dining and movies. Eligibility, benefits, and the application process.
Piyush Rathod
The AU Bank LIT Credit Card is a lifetime-free lifestyle card with 3 reward points per ₹100 on dining and movies, 1 reward point per ₹100 on all other retail, 1% fuel surcharge waiver, and 1 free domestic lounge visit per year. The card is targeted at urban users who spend moderately on dining and entertainment.
Why this matters
AU LIT is one of the few lifetime-free cards with 1 free lounge visit per year. The 3 reward points per ₹100 on dining and movies is competitive with paid cards. The 1% fuel surcharge waiver is a useful secondary benefit.
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How to Apply for the AU Bank LIT Credit Card in 2026
Common mistakes to avoid
The 3X is restricted to direct POS transactions — Swiggy and Zomato do not qualify. The 1 free lounge visit is via Dreamfolks — register before your first travel.
Pro tips
- Use LIT for offline dining and movies to maximise 3X
- Pair with AU Vetta for everyday spends
- Register on Dreamfolks and link the card before your first trip
- Chase the 1 free lounge visit with a quarterly flight booking
Written by
Piyush Rathod
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