How to Apply for the AU Bank Zenith Credit Card in 2026
Apply for the super-premium AU Bank Zenith Credit Card with unlimited lounge access and 2X reward points. Eligibility and the application process.
Gautam Chauhan
The AU Bank Zenith Credit Card is a super-premium card with unlimited domestic and international lounge access, 2 reward points per ₹100 on all retail spends, 5X on dining, 4X on travel, 1% fuel surcharge waiver, and a milestone voucher of ₹2,000 on spends of ₹2 lakh in a year. The annual fee is ₹4,999, waived on ₹5 lakh spends.
Why this matters
AU Zenith is the most rewarding AU Bank card. The 5X on dining and 4X on travel is competitive with the best cards in the segment. The unlimited lounge access recovers the annual fee within 2-3 international flights for moderate travellers.
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Au Zenith
How to Apply for the AU Bank Zenith Credit Card in 2026
Common mistakes to avoid
The 5X on dining is restricted to direct POS transactions. The unlimited lounge access is via Dreamfolks — register before your first travel. The 4X on travel excludes online travel portals.
Pro tips
- Use Zenith for offline dining and direct travel bookings
- Pair with AU Vetta for fuel and utility
- Register on Dreamfolks and link the card before your first trip
- Plan to spend ₹5 lakh to waive the ₹4,999 annual fee
Written by
Gautam Chauhan
Editorial disclosure
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