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How to Apply for the Axis Burgundy Private Credit Card in 2026

Rahul Godeshwar's profile photo Rahul Godeshwar
4 min read
Reviewed by Darshil Chauhan Last reviewed 5 September 2026 Data verified 5 September 2026

Heads-up: Axis Bank Burgundy Private Credit Card (The One Card) is no longer openly issued, so some figures below may be stale. The application steps still show how issuer applications generally work.

The Axis Burgundy Private Credit Card is the most exclusive Axis card, reserved for Burgundy Private Banking customers. It offers unlimited domestic and international lounge access, 5 EDGE Miles per ₹100 on all retail spends, dedicated relationship manager, 24/7 concierge service, exclusive dining experiences, and a milestone voucher of ₹20,000 on spends of ₹20 lakh in a year. The annual fee is ₹30,000, the highest in the Axis portfolio.

Why this matters

Burgundy Private is the most rewarding Axis card. The 5 EDGE Miles per ₹100 on all categories with no restriction makes it the highest flat-rate earn Axis card. The unlimited lounge access, dedicated RM, and concierge are unmatched. The ₹30,000 annual fee is recovered in 4-5 international trips for moderate travellers.

How to Apply for the Axis Burgundy Private Credit Card in 2026

How to apply Estimated cost: ₹30,000 (joining fee) · You’ll need: Existing Axis Burgundy relationship, relationship manager, PAN, Aadhaar, address proof, financial documents

Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.

  1. Become a Burgundy Private Banking customer — The Burgundy Private Credit Card is reserved for Burgundy Private Banking customers. To qualify, you need a minimum investable net worth of ₹5 crore or a minimum quarterly balance of ₹50 lakh in Axis accounts.
  2. Build the relationship with Axis Bank — Park 80% of your liquid net worth in Axis accounts for at least 12 months before applying. Hold an Axis demat account with active equity/debt investments, and use at least 3 Axis products.
  3. Maintain a strong CIBIL profile — Burgundy Private is offered to applicants with a CIBIL score of 780+. Maintain low credit utilisation (under 25%) and never miss an EMI.
  4. Wait for the invitation — Burgundy Private invitations are sent out by Axis’s Burgundy team once a quarter. If you have an Axis Burgundy RM, ask them to recommend you.
  5. Accept the invitation and complete the form — The invitation contains a one-time link to the Burgundy Private application form. Complete it within 7 days. The form asks for your full name, PAN, address, employment details, and a personal declaration of assets.
  6. Undergo in-person verification — An Axis Burgundy representative will visit your residence or office for in-person verification. Have your PAN, Aadhaar, and address proof ready.
  7. Get the credit committee approval — The Burgundy credit committee reviews your application. Approval takes 15–20 working days.
  8. Pay the joining fee and receive the card — Once approved, Axis will charge ₹30,000 + GST as the joining fee. The card is delivered in a sealed welcome kit. The dedicated RM and concierge team will contact you within 48 hours.

Common mistakes to avoid

Do not apply for Burgundy Private through third-party agents. Axis will not entertain any application that does not originate from an RM recommendation. The ₹30,000 annual fee is non-waivable in the first year.

Pro tips

  • Talk to your Burgundy RM 12 months in advance to discuss eligibility
  • Move FDs from other banks into Axis to increase your relationship value
  • Use Reserve as a stepping stone — Burgundy Private is a 1-step upgrade path
  • Always settle the bill in full each month

Frequently asked questions

Can I apply for Burgundy Private without an invitation?

No. Burgundy Private is invitation-only. There is no public application form.

What is the annual fee on Burgundy Private?

₹30,000 + GST. It is NOT waived on any spend target. The fee is non-refundable.

What is the minimum net worth for Burgundy Private?

Axis does not publish a fixed minimum, but most Burgundy Private cardholders have a minimum investable net worth of ₹5 crore and a quarterly balance of ₹50 lakh in Axis accounts.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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