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Guide

How to Apply for the Axis Flipkart Credit Card in 2026

Jay Dodiya's profile photo Jay Dodiya
3 min read
Reviewed by Jiyan Kazi Last reviewed 5 September 2026 Data verified 5 September 2026

The Axis Flipkart Credit Card is a co-branded lifetime-free card for Flipkart users. It offers 5% cashback on Flipkart, Myntra, and Cleartrip, 4% on preferred merchants (Swiggy, Uber, PVR, etc.), 1.5% on all other online spends, and 1% fuel surcharge waiver. The card is targeted at Flipkart Plus members and is one of the strongest online shopping cards in the no-fee segment.

Why this matters

If you shop on Flipkart once a month, the 5% cashback recovers any alternative card’s annual fee within 1-2 months. The 4% on preferred merchants covers dining, mobility, and entertainment, making the card a strong all-rounder for online spends.

How to Apply for the Axis Flipkart Credit Card in 2026

How to apply Total time: 10 min · You’ll need: PAN, Aadhaar, Flipkart account, mobile, salary slips (if required)

Apply for the co-branded Axis Flipkart Credit Card and earn 5% cashback on Flipkart, Myntra, and Cleartrip. Eligibility and full walkthrough.

  1. Check Flipkart card eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹15,000. CIBIL score of 720+ is preferred.
  2. Sign in to Flipkart and find the card page — Open the Flipkart app → Profile → Credit Cards → Axis Flipkart Card. The page has an Apply Now button.
  3. Pre-fill the application — The form is pre-filled with data from your Flipkart profile (name, mobile, address). Confirm the data and add employment and income details.
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in Flipkart → Profile → Credit Cards → Track. Approval takes 5–10 working days.
  6. Receive the card and activate — Once approved, the card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM by setting a 4-digit PIN.
  7. Use on Flipkart for 5% cashback — Use the card on Flipkart, Myntra, and Cleartrip to earn 5% cashback. The 5% is capped at ₹500 per month.
  8. Use on preferred merchants for 4% — Use the card on Swiggy, Uber, PVR, and other preferred merchants to earn 4% cashback. The 4% is capped at ₹500 per month.

Common mistakes to avoid

The 5% and 4% cashback are separately capped at ₹500 each. Going above either cap means the rest earns 1.5% only. The card does not earn 5% on Flipkart gift cards or wallet loads — those earn 1.5%.

Pro tips

  • Consolidate Flipkart and Myntra spends on this card for maximum 5%
  • Use the card for Swiggy and Uber to chase the 4% preferred merchant cashback
  • Track the ₹500+₹1,000 monthly cap in the Axis mobile app
  • Pair with a 5X online shopping card for non-preferred merchants

Frequently asked questions

Is Axis Flipkart lifetime free?

Yes. The card has no joining or annual fee. There is no fee waiver target.

What is the 5% cashback cap?

5% on Flipkart, Myntra, and Cleartrip is capped at ₹500 per month. 4% on preferred merchants is separately capped at ₹500 per month.

Does the 5X apply to Flipkart gift cards?

No. Flipkart gift cards and wallet loads earn 1.5% only.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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