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How to Apply for the Flipkart Axis Bank Card via the Flipkart App in 2026

Piyush Rathod's profile photo Piyush Rathod
4 min read
Reviewed by Gautam Chauhan Last reviewed 5 September 2026 Data verified 5 September 2026

The Flipkart Axis Bank Credit Card is the easiest way to get an Axis Bank credit card. The application runs through the Flipkart app, takes 5 minutes, and approval is instant for most applicants. The card is co-branded with Axis Bank and Flipkart, which means the underwriting is shared between the two — making the eligibility criteria more lenient than traditional Axis cards.

Why this matters

The Flipkart Axis card is the best card for Flipkart shoppers. The application requires no Axis Bank account, no income proof for most applicants, and no physical documents. The card is lifetime-free and offers 5% cashback on Flipkart, Myntra, and Cleartrip, which is the highest in the no-fee segment for Flipkart shoppers.

How to Apply for the Flipkart Axis Bank Card via the Flipkart App in 2026

How to apply Total time: 5 min · You’ll need: Flipkart app, Flipkart account, PAN, Aadhaar, mobile

Apply for the Flipkart Axis Bank Credit Card in 5 minutes via the Flipkart app. Step-by-step walkthrough with screenshots and approval tips.

  1. Open the Flipkart app and sign in — Open the Flipkart app and sign in to your Flipkart account. The application requires an active Flipkart account with a verified mobile number and email. If you do not have a Flipkart account, create one before applying.
  2. Navigate to the credit card page — Go to My Profile → Credit Cards → Flipkart Axis Card. The page has an Apply Now button and a benefits calculator. Read the benefits carefully before applying.
  3. Check your eligibility — Tap Check Eligibility. The app will ask for your mobile number, PAN, and date of birth. Flipkart and Axis run a soft inquiry on your CIBIL and check internal data. Eligibility is decided within 30 seconds.
  4. Authorise Aadhaar eKYC — Tap Authorise. The app will redirect to a UIDAI page where you enter your 12-digit Aadhaar. Authorise and enter the OTP sent to your Aadhaar-linked mobile. eKYC completes within 60 seconds.
  5. Fill the application form — Complete the form with your full name (must match PAN), residential address, employment type, employer name, monthly income, and work email. The form is pre-filled with data from your Flipkart profile.
  6. Submit income documents (if asked) — For incomes below ₹20,000/month, you may be asked to upload 2 years’ ITR. Most applicants are exempted because the card is treated as a low-risk entry-level product.
  7. Get instant approval and a virtual card — Approval is granted within 60 seconds for clean profiles. A virtual card number is generated immediately and added to your Flipkart wallet. The virtual card can be used for Flipkart purchases right away.
  8. Receive the physical card and activate — The physical card is delivered within 5–7 days. Activate it through the Axis mobile app, by calling the helpline, or at any Axis ATM. The physical card works for offline and online purchases outside Flipkart.

Common mistakes to avoid

The most common mistake is using the card for Flipkart gift cards or wallet loads, which earn only 1.5% instead of 5%. The second is not having a Flipkart Plus membership, which gives additional discounts on Flipkart. The third is not setting up auto-pay in the Axis mobile app.

Pro tips

  • Use the card on Flipkart, Myntra, and Cleartrip to maximise 5% cashback
  • Use the card on Swiggy, Uber, and PVR to chase the 4% preferred merchant cashback
  • Set up auto-pay for the full statement balance in the Axis mobile app
  • Track the ₹500+₹500 monthly cashback cap in the Axis mobile app

Frequently asked questions

Is the Flipkart Axis card lifetime free?

Yes. There is no joining fee, no annual fee, and no fee waiver target. The card is free for life.

How long does approval take?

Approval is instant for clean profiles (under 60 seconds). For profiles that need manual review, approval takes 3–5 working days.

Can I apply without a Flipkart account?

Yes. The card is open to all users. The application form is also available on the Axis Bank website. Flipkart account holders get a faster application with pre-filled data.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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