How to Apply for the HDFC Shoppers Stop Credit Card in 2026
Apply for the co-branded HDFC Shoppers Stop Credit Card and earn 5X reward points on Shoppers Stop purchases. Eligibility, fees, and walkthrough.
FinWiz24 Editorial
The HDFC Shoppers Stop Credit Card is a co-branded lifetime-free card for Shoppers Stop shoppers. It offers 5 reward points per ₹150 on Shoppers Stop purchases, 2 reward points per ₹150 on all other retail, 1% fuel surcharge waiver, and a milestone voucher of ₹500 on spends of ₹50,000 in a quarter. The card is targeted at users who shop at Shoppers Stop regularly.
Why this matters
If you spend ₹5,000/month at Shoppers Stop, the 5X gives you 167 points/month. The card is a strong choice for users who shop at Shoppers Stop for fashion and accessories. The card is open to non-HDFC customers.
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How to Apply for the HDFC Shoppers Stop Credit Card in 2026
Common mistakes to avoid
The 5X is restricted to Shoppers Stop purchases — non-Shoppers Stop stores earn only 2X. The 5X is also capped at 5,000 points per month. Going above the cap earns 2X on the rest.
Pro tips
- Use the card at Shoppers Stop to maximise 5X
- Track the 5,000 points/month cap in SmartHub
- Pair with HDFC Millennia for online shopping
- Chase the ₹500 milestone voucher with a quarterly spend of ₹50,000
Frequently asked questions
Is HDFC Shoppers Stop lifetime free?
Yes. The card has no joining or annual fee. There is no fee waiver target.
What is the 5X cap?
5X on Shoppers Stop is capped at 5,000 points per month.
Does the 5X apply to non-Shoppers Stop stores?
No. The 5X is restricted to Shoppers Stop purchases.
Material Connection: Some of the links in this content may be affiliate links, meaning we may earn a commission at no extra cost to you if you apply through our links.
Written by FinWiz24 Editorial
Editorial Disclosure: Our editorial team provides independent, unbiased information about credit cards. We may receive compensation from partner links, but this does not influence our reviews or recommendations.