How to Apply for the HDFC Shoppers Stop Credit Card in 2026
Apply for the co-branded HDFC Shoppers Stop Credit Card and earn 5X reward points on Shoppers Stop purchases. Eligibility, fees, and walkthrough.
Rahul Godeshvar
The HDFC Shoppers Stop Credit Card is a co-branded lifetime-free card for Shoppers Stop shoppers. It offers 5 reward points per ₹150 on Shoppers Stop purchases, 2 reward points per ₹150 on all other retail, 1% fuel surcharge waiver, and a milestone voucher of ₹500 on spends of ₹50,000 in a quarter. The card is targeted at users who shop at Shoppers Stop regularly.
Why this matters
If you spend ₹5,000/month at Shoppers Stop, the 5X gives you 167 points/month. The card is a strong choice for users who shop at Shoppers Stop for fashion and accessories. The card is open to non-HDFC customers.
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HDFC Shoppers Stop
How to Apply for the HDFC Shoppers Stop Credit Card in 2026
Common mistakes to avoid
The 5X is restricted to Shoppers Stop purchases — non-Shoppers Stop stores earn only 2X. The 5X is also capped at 5,000 points per month. Going above the cap earns 2X on the rest.
Pro tips
- Use the card at Shoppers Stop to maximise 5X
- Track the 5,000 points/month cap in SmartHub
- Pair with HDFC Millennia for online shopping
- Chase the ₹500 milestone voucher with a quarterly spend of ₹50,000
Written by
Rahul Godeshvar
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