How to Apply for the HSBC Cashback Credit Card in 2026
Apply for the HSBC Cashback Credit Card with 10% cashback on dining, movies, and travel. Eligibility, benefits, and the application process.
Piyush Rathod
The HSBC Cashback Credit Card is a lifetime-free lifestyle card with 10% cashback on dining, movies, and travel, 1.5% on all other online spends, 1% on all offline spends, and 1% fuel surcharge waiver. The card is targeted at urban users who spend heavily on dining, entertainment, and travel.
Why this matters
HSBC Cashback is the only lifetime-free HSBC card in India. The 10% on dining, movies, and travel is competitive with paid cards. The 1.5% on all other online spends is a useful secondary benefit. The card is open to non-HSBC customers.
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How to Apply for the HSBC Cashback Credit Card in 2026
Common mistakes to avoid
The 10% cashback is capped at ₹1,000 per month. The 10% is restricted to direct POS transactions — Swiggy, Zomato, and online travel portals do not qualify. The card does not include lounge access.
Pro tips
- Use HSBC Cashback for offline dining, movies, and direct travel bookings
- Track the ₹1,000/month cashback cap in the HSBC app
- Use the card for all other online spends to earn 1.5%
- Pair with HSBC Premier for premium benefits
Written by
Piyush Rathod
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