How to Apply for the IndusInd Platinum Aura Credit Card in 2026
Apply for the lifetime-free IndusInd Platinum Aura Credit Card with 2X reward points on every spend. Eligibility, benefits, and the application process.
Jiyan Kazi
The IndusInd Platinum Aura Credit Card is a lifetime-free entry-level card with 2 reward points per ₹100 on all retail spends, 1% fuel surcharge waiver, 1 free domestic lounge visit per year, and 0% APR on EMI conversions. The card is targeted at first-time credit card users and is the easiest IndusInd card to get.
Why this matters
Platinum Aura is one of the few lifetime-free cards with 1 free lounge visit per year. The 2 reward points per ₹100 on all categories is competitive with paid cards. The 0% APR on EMI conversions is a unique feature that no other card offers.
Related cards
Related card
Indusind Platinum Aura
How to Apply for the IndusInd Platinum Aura Credit Card in 2026
Common mistakes to avoid
The 2X is uncapped but excluded from fuel, EMI, and cash advances. The 1 free lounge visit is via Dreamfolks — register before your first travel. The 0% EMI is only on partner merchants — check the list in the IndusInd app.
Pro tips
- Use Platinum Aura as your default card for all retail spends
- Register on Dreamfolks and link the card before your first trip
- Pair with IndusInd Tiger for fuel and utility
- Track the 0% EMI partner merchants in the IndusInd app
Written by
Jiyan Kazi
Editorial disclosure
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