How to Apply for the IndusInd Platinum Aura Credit Card in 2026
Apply for the lifetime-free IndusInd Platinum Aura Credit Card with 2X reward points on every spend. Eligibility, benefits, and the application process.
FinWiz24 Editorial
The IndusInd Platinum Aura Credit Card is a lifetime-free entry-level card with 2 reward points per ₹100 on all retail spends, 1% fuel surcharge waiver, 1 free domestic lounge visit per year, and 0% APR on EMI conversions. The card is targeted at first-time credit card users and is the easiest IndusInd card to get.
Why this matters
Platinum Aura is one of the few lifetime-free cards with 1 free lounge visit per year. The 2 reward points per ₹100 on all categories is competitive with paid cards. The 0% APR on EMI conversions is a unique feature that no other card offers.
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How to Apply for the IndusInd Platinum Aura Credit Card in 2026
Common mistakes to avoid
The 2X is uncapped but excluded from fuel, EMI, and cash advances. The 1 free lounge visit is via Dreamfolks — register before your first travel. The 0% EMI is only on partner merchants — check the list in the IndusInd app.
Pro tips
- Use Platinum Aura as your default card for all retail spends
- Register on Dreamfolks and link the card before your first trip
- Pair with IndusInd Tiger for fuel and utility
- Track the 0% EMI partner merchants in the IndusInd app
Frequently asked questions
Is IndusInd Platinum Aura lifetime free?
Yes. The card has no joining or annual fee. There is no fee waiver target.
What is the 2X cap?
2X on all retail is uncapped. There is no monthly cap.
How does the 0% EMI work?
Convert any purchase above ₹2,500 at a partner merchant to EMI at 0% APR for 3, 6, 9, or 12 months. The processing fee is 0% on partner merchants.
Material Connection: Some of the links in this content may be affiliate links, meaning we may earn a commission at no extra cost to you if you apply through our links.
Written by FinWiz24 Editorial
Editorial Disclosure: Our editorial team provides independent, unbiased information about credit cards. We may receive compensation from partner links, but this does not influence our reviews or recommendations.