How to Apply for the Kotak Delight Credit Card in 2026
Apply for the Kotak Delight Credit Card with 3X reward points on dining and movies. Eligibility, benefits, and the application process.
Darshil Chauhan
The Kotak Delight Credit Card is a lifetime-free lifestyle card with 3 reward points per ₹150 on dining and movies, 1 reward point per ₹150 on all other retail, 1% fuel surcharge waiver, and 1 free domestic lounge visit per year. The card is targeted at urban users who spend moderately on dining and entertainment.
Why this matters
Delight is one of the few lifetime-free cards with 1 free lounge visit per year. The 3 reward points per ₹150 on dining and movies is competitive with paid cards. The 1% fuel surcharge waiver is a useful secondary benefit.
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Kotak Delight
How to Apply for the Kotak Delight Credit Card in 2026
Common mistakes to avoid
The 3 reward points is restricted to direct POS transactions — Swiggy and Zomato do not qualify. The 1 free lounge visit is via Dreamfolks — register before your first travel.
Pro tips
- Use Delight for offline dining and movies to maximise 3 reward points
- Pair with Kotak 811 Dream for online shopping
- Register on Dreamfolks and link the card before your first trip
- Chase the 1 free lounge visit with a quarterly flight booking
Written by
Darshil Chauhan
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