How to Apply for the Standard Chartered Manhattan Credit Card in 2026
Apply for the Standard Chartered Manhattan Credit Card with 5% cashback on groceries, utilities, and fuel. Eligibility, benefits, and walkthrough.
Jay Dodiya
The Standard Chartered Manhattan Credit Card is a lifestyle cashback card with 5% cashback on groceries, utilities, and fuel, 1% on all other spends, 1% fuel surcharge waiver, and 1 free domestic lounge visit per year. The card is targeted at urban households that spend heavily on essentials.
Why this matters
SC Manhattan is the only Standard Chartered card with 5% cashback on groceries, utilities, and fuel. If you spend ₹20,000/month on these categories, the 5% gives you ₹1,000/month. The 1 free lounge visit per year and 1% on all other spends are useful secondary benefits.
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How to Apply for the Standard Chartered Manhattan Credit Card in 2026
Common mistakes to avoid
The 5% cashback is capped at ₹1,000 per month. The 5% is restricted to direct grocery, utility, and fuel transactions — wallet loads and EMI do not qualify. The 1 free lounge visit is via Dreamfolks — register before your first travel.
Pro tips
- Use Manhattan for groceries, utility bill payments, and fuel to maximise 5%
- Track the ₹1,000/month cashback cap in the Standard Chartered app
- Register on Dreamfolks and link the card before your first trip
- Pair with SC Ultimate for premium benefits
Written by
Jay Dodiya
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