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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
Please recommend a credit card with annual fee under ₹25,000 that excels at dining and restaurants. I prefer Visa/Mastercard over RuPay for wider acceptance.
Reviews of American Express credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for freelancers?
Please recommend a credit card with annual fee under ₹60,000 that excels at travel and flights. I prefer Visa/Mastercard over RuPay for wider acceptance.
I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?
My Axis Bank credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
I have never owned a credit card before. Salary is ₹50,000/month. Which is the safest entry-level credit card to start building my CIBIL score?
I need a 3-month credit card statement for my Schengen visa application. How do I download it as a PDF from the RBL Bank netbanking portal?
I am 21, just started working with a ₹1,00,000/month salary. Which credit card is best to begin my credit journey with in 2026?
I need a 3-month credit card statement for my Schengen visa application. How do I download it as a PDF from the HDFC Bank netbanking portal?
Most premium cards charge ₹5,000+ as annual fee. Are the rewards and lounge benefits worth it for someone whose monthly spend is around ₹50,000?
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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