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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I am looking for a credit card mainly for EMI purchases. My monthly income is around ₹25,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
Looking for a zero-annual-fee credit card that gives solid value on Flipkart shopping. My spends are around ₹25,000/month.
Banks say annual fee is waived if I spend ₹50,000 in the previous year. Does the spend include EMI, wallet loads, and reversals? Please clarify with examples.
I lost my Citibank credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
I plan to apply for 3 credit cards in 2 months to maximise rewards. Will this hurt my credit score and my future loan eligibility?
I just received my first SBI Card credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
I see a transaction of ₹1,50,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
My HSBC credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
I spend around ₹75,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
I lost my HSBC credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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