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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
Reviews of SBI Card credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for IT professionals?
Reviews of ICICI Bank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for frequent travellers?
Most premium cards charge ₹5,000+ as annual fee. Are the rewards and lounge benefits worth it for someone whose monthly spend is around ₹75,000?
I have been using my HDFC Bank credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I am looking for a credit card mainly for movie tickets. My monthly income is around ₹60,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
Reviews of HSBC credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for salaried employees?
I am 21, just started working with a ₹75,000/month salary. Which credit card is best to begin my credit journey with in 2026?
Do reward points on Indian credit cards expire? If yes, after how many months of inactivity? Which banks have the longest validity?
Please recommend a credit card with annual fee under ₹50,000 that excels at grocery shopping. I prefer Visa/Mastercard over RuPay for wider acceptance.
I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?
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I'm planning an international trip. What is the foreign currency markup charged on Axis Reserve Credit Card? Is there any way to get it lowe…
I'm planning an international trip. What is the foreign currency markup charged on AU LifeTime Free Credit Card? Is there any way to get it …
What are the actual welcome benefits (vouchers, points, lounge passes) on Apollo SBI Card SELECT? Are they guaranteed or conditional on spen…
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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