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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I spend around ₹1,00,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
I spend around ₹40,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹75,000 annual fee?
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?
I already have a ICICI Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
Reviews of SBI Card credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for senior citizens?
I am 21, just started working with a ₹1,00,000/month salary. Which credit card is best to begin my credit journey with in 2026?
I am 21, just started working with a ₹1,50,000/month salary. Which credit card is best to begin my credit journey with in 2026?
I want to close my SBI Card credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
I have been using my HDFC Bank credit card for 18 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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