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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I need to finance a purchase of ₹60,000. Should I convert the transaction to credit card EMI or take a personal loan? Which is actually cheaper after all charges?
I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?
I have been using my Axis Bank credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
Suggest a lifetime free credit card suitable for doctors. I want good rewards on fuel without paying any joining or annual fee.
I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹60,000 annual fee?
I want to close my Axis Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
I am 21, just started working with a ₹25,000/month salary. Which credit card is best to begin my credit journey with in 2026?
Suggest a lifetime free credit card suitable for students. I want good rewards on lounge access without paying any joining or annual fee.
I am looking for a credit card mainly for EMI purchases. My monthly income is around ₹50,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
I am 21, just started working with a ₹75,000/month salary. Which credit card is best to begin my credit journey with in 2026?
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