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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I am 21, just started working with a ₹75,000/month salary. Which credit card is best to begin my credit journey with in 2026?
I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹75,000 annual fee?
I want to close my RBL Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
I spend around ₹1,50,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
I spend around ₹1,50,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my SBI Card credit card?
I currently have a CIBIL score of 750. Which premium credit cards am I eligible for? I am okay with annual fees under ₹75,000.
My Standard Chartered credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
Do reward points on Indian credit cards expire? If yes, after how many months of inactivity? Which banks have the longest validity?
Looking for a zero-annual-fee credit card that gives solid value on EMI purchases. My spends are around ₹75,000/month.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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