Credit card analyst
Piyush Rathod
FinWiz24 editorial office · Palitana, Gujarat, India
Posts by this author (30)
blog · 5 Jul 2026
Credit Card Issuers in India Compared (2026 Edition)
HDFC, ICICI, Axis, SBI, Amex — the 5 issuers compared on approval rate, rewards, service, fees, and the right pick for you.
blog · 3 Jul 2026
Credit Card Mileage Runs: How to Earn Loyalty Status
Hit high annual spend thresholds for hotel and airline elite status. The maths and the right card for each status.
blog · 18 Jun 2026
Recent RBI Card Rules (2024–2025): What Changed and What Didn't
Late-fee caps, minimum amount due rules, tokenisation rollout, and the new e-mandate framework — what they mean for you.
blog · 17 Jun 2026
Travelling Abroad: Credit Card vs Cash vs Forex Card
Which is cheapest, which is safest, and which is most flexible? The honest comparison.
glossary · 13 Jun 2026
Aadhaar Update
Updating the registered Aadhaar.
blog · 13 Jun 2026
Amex MR Transfer Partners in India: The Full List and How to Use Them
Air Vistara, British Airways, Singapore KrisFlyer, Marriott Bonvoy, Hilton — where each transfer is worth the most.
blog · 13 Jun 2026
How Visa and Mastercard Make Money in India
Every swipe moves money across multiple rails. The network's fee is small per transaction but massive in aggregate.
blog · 11 Jun 2026
Best Fuel Credit Cards in India (2026 Edition)
IOCL, BPCL, HPCL — the cards that maximise your fuel surcharge waiver and the right pick for each chain.
glossary · 9 Jun 2026
Dormant Account
An inactive account.
guide · 9 Jun 2026
How to Apply for the ICICI Myntra Credit Card in 2026
Apply for the co-branded ICICI Myntra Credit Card and earn 7.5% cashback on Myntra orders. Eligibility, fees, and the application process.
blog · 9 Jun 2026
10 Common Credit Card Mistakes That Cost Indians Real Money
Paying only the minimum, missing payments, closing old cards — the mistakes that add up to thousands in lost rewards and fees.
blog · 8 Jun 2026
Annual Fees Demystified: When They're Worth It, When They're Not
A ₹10,000 annual fee can be a bargain or a rip-off. Here's how to decide on the math, not the marketing.
glossary · 6 Jun 2026
Right to Erasure
The right to delete personal data.
glossary · 6 Jun 2026
Data Principal
The individual whose data is processed.
guide · 5 Jun 2026
How to Apply for the Flipkart Axis Super-Premium Credit Card in 2026
Apply for the Flipkart Axis Super-Premium Credit Card with unlimited lounge access and 5X on Flipkart. Income thresholds and full walkthrough.
glossary · 5 Jun 2026
Data Privacy
The protection of personal data.
blog · 5 Jun 2026
Priority Pass vs Visa Infinite Lounges: Which Network Wins?
Both networks offer lounge access at major airports. The coverage, guest policy, and food quality differ.
blog · 3 Jun 2026
Best Credit Cards for Hotel Bookings in India (2026)
Marriott, Taj, Oberoi, ITC, OYO — the credit cards that reward each, and the transfer-partner routes that save the most.
glossary · 2 Jun 2026
RBI Guidelines
Regulations issued by the RBI.
blog · 1 Jun 2026
Best Credit Cards for IRCTC and Train Travel in India
IRCTC doesn't accept all credit cards. The cards that work, the cashback they offer, and the smarter ways to book.
glossary · 28 May 2026
MDR Jargon
Common MDR-related terms.
glossary · 27 May 2026
Payment Window
The window to pay without late fees.
glossary · 26 May 2026
Card Cycle
The billing cycle of a card.
glossary · 25 May 2026
Annual Spend
Spend in a calendar year.
glossary · 24 May 2026
Net Reward
Reward after tax.
glossary · 23 May 2026
Gross Reward
Reward before tax.
glossary · 20 May 2026
Hidden Gem
An underrated high-value card.
glossary · 20 May 2026
Under the Radar
An underrated card.
glossary · 20 May 2026
Sleeper Card
An underrated card with hidden value.
glossary · 18 May 2026
Manufactured Spending
Generating credit card spend.