Credit card analyst
Vikram Joshi
FinWiz24 editorial office · Palitana, Gujarat, India
Fuel, utility, and small-town banking specialist. Covers regional banks and tier-2/3 city issuers.
Posts by this author (5)
blog · 19 Jun 2026
Credit Card vs UPI vs Cash in 2026: The Final Routing Guide
The right payment rail for every transaction. The split that maximises rewards and minimises friction.
blog · 17 Jun 2026
Best Credit Cards for Small-Town and Tier-3 India
Tier-2 and tier-3 city residents face different credit-card realities. The right picks for non-metro India.
blog · 15 Jun 2026
Regional Bank Credit Cards in India: AU, Federal, RBL, Yes Bank
Beyond HDFC, ICICI, Axis, and SBI — the regional players that offer competitive cards for tier-2/3 city residents.
blog · 13 Jun 2026
Best Credit Cards for Utility Bill Payments in India
Electricity, gas, water, broadband, mobile postpaid, DTH — the cards that reward bill payments and the fees to watch.
blog · 11 Jun 2026
Best Fuel Credit Cards in India (2026 Edition)
IOCL, BPCL, HPCL — the cards that maximise your fuel surcharge waiver and the right pick for each chain.