Finance Guides — Tax, Loans & Banking

Fixed deposit interest is fully taxable under the Income Tax Act 2025. Here are the Section 194A TDS limits, Form 15G/15H rules, and worked tax math.

Buying a property worth ₹50 lakh or more? Learn how to deduct 1% TDS, calculate tax on higher stamp values, file Form 26QB, and avoid ₹200 daily late fees.

AIS, Form 26AS and your CIBIL score serve completely different purposes — one tracks tax paid, one shows your entire financial footprint, and one measures your creditworthiness. Here is exactly when to use each one.

The Annual Information Statement (AIS) shows every income and tax detail the Income Tax Department already knows about you. Here is what is in it, how to download it, and what to do when something looks wrong.

If you run a freelance practice, a shop, a trading business, or any form of self-employment, your profits are taxed under the head 'Profits and Gains from Business or Profession'. Here is a plain-English guide to how the Income Tax Act 2025 computes and taxes that income.

Selling equity shares or equity mutual funds triggers capital gains tax in India. Short-term gains are taxed at 20%, long-term gains at 12.5% for equity. Here is how each category works, how to calculate your tax, and what the new regime changes.

Selling a house or land triggers capital gains tax in India. Long-term gains are taxed at 20% with indexation; short-term gains are added to your income and taxed at slab rates. Here is how each works, what exemptions you can claim, and how to calculate your tax.

Rental income from a house property is taxed under Section 18 of the Income Tax Act 2025. Here is how the annual value is calculated, what deductions you can claim, and how home loan interest affects your tax bill.

If you are a salaried employee, filing your Income Tax Return is simpler than you think. Here is a step-by-step guide covering which ITR form to use, what documents to gather, how to claim deductions, and when to file — with the key changes under the Income Tax Act 2025.

Receiving an income tax notice does not always mean you made a mistake. Here are the most common notice types, what each one means, exactly how to respond within the deadline, and how to avoid a worse outcome by acting quickly.

The HRA exemption helps salaried employees cut their tax bill by thousands every year. Here is exactly what it covers, who can claim it, how to calculate it with real numbers, and what homeowners can claim instead.

Bank interest, dividends, rental from a car or equipment, and lottery winnings all fall under one income head: Income from Other Sources. Section 56 of the Income Tax Act 2025 covers it. Here is a plain-English guide to what counts, what is deductible, and how it is taxed.