Credit Card Mileage Runs: How to Earn Loyalty Status
Hit high annual spend thresholds for hotel and airline elite status. The maths and the right card for each status.
Anika Iyengar5 min read
Category
Rewards Math
Point valuation, transfer partners, and breakeven analysis.
Credit Card Investment Strategy: How to Maximise Returns
Invest the credit-card float, redeem rewards for flights, optimise for tax. The strategy that pays 7%+ on every rupee.
Anika Iyengar6 min read
Using Credit Card Float to Earn Interest on Your Money
The credit-card grace period is a free 18–25 day loan. Used well, it can earn interest on your own money.
Arjun Banerjee4 min read
Mileage Runs in India: How to Maximise Credit Card Points for Travel
Strategically increasing credit card spend to hit milestones and transfer bonuses. The art and the ethics.
Mira Nair4 min read
Amex MR Transfer Partners in India: The Full List and How to Use Them
Air Vistara, British Airways, Singapore KrisFlyer, Marriott Bonvoy, Hilton — where each transfer is worth the most.
Kabir Reddy4 min read
SmartBuy vs Air Vistara Transfer: Where HDFC Points Are Worth More
HDFC Rewards points have a ₹1 floor on SmartBuy and up to ₹2+ via Air Vistara transfers. Here's the comparison.
Rohan Mehta4 min read
Milestone Bonuses Demystified: How to Hit Them Without Overspending
Annual spends of ₹2L, ₹4L, ₹8L unlock bonus vouchers and accelerated rewards. Here's how to plan them.
Aanya Iyer4 min read
When Do Reward Points Expire on Indian Cards? The Full List
HDFC points don't expire. Axis EDGE Miles expire in 24 months. Amex MR points expire in 36 months. Here's the rest.
Aanya Iyer4 min read
Rewards MathFeatured
How Indian Banks Design Reward Programmes — The Math Behind the Headline Rate
Every rewards programme has three knobs: earn rate, cap, and burn value. Here's how banks tune them.
Rohan Mehta4 min read
Rewards MathFeatured
How to Value a Reward Point — The Math That Actually Matters
Most Indian cards quote '1 point = ₹X' but the real value depends on how you redeem. Here's the framework we use.
Aanya Iyer3 min read
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FAQs about our Rewards Math posts
What kind of articles does the Rewards Math category cover?
Rewards Math is one of the editorial pillars of the FinWiz24 blog. Every post in this category is hand-assigned by the editorial team and fact-checked before publication. As described above: Point valuation, transfer partners, and breakeven analysis.
How is a category different from a tag?
Categories are the primary editorial axis of the blog — every post lives in exactly one category. Tags are secondary, attribute-level labels that may appear across multiple categories. For example, a single Rewards-category post can also carry the 'lounge-access' tag. Categories are the canonical cluster for each topic; tags are how readers slice across categories.
How do you choose what's in Rewards Math?
Editors review every draft against three filters: (1) is it factually correct and sourced, (2) does it answer a search query real Indian cardholders actually type into Google, and (3) does it tell the reader something the issuer's own page doesn't? If it clears all three, it gets published and slotted into the right category; otherwise it's spiked or sent back for rewrite.
Where can I find the credit cards that fit Rewards Math?
Card-level coverage lives on /credit-cards, where you can filter by every feature and benefit we track. The Rewards Math category is editorial — the posts are long-form explanations, news, or how-to's. When you're ready to compare actual products, the card grid (filterable by bank, fee, reward structure, and category) is the source of truth.