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#Credit Card Bill

Each payment method has a role. Using the right one for the right spend saves money and builds credit.

Priya Sharma19 Jun 20264 min read

Auto-debit reversals, dispute timelines, and the bank's burden of proof. What changed and what to do.

Isha Patel19 Jun 20264 min read

The credit-card grace period is a free 18–25 day loan. Used well, it can earn interest on your own money.

Arjun Banerjee19 Jun 20264 min read

30% of your CIBIL score depends on how much of your credit limit you use. Here's the optimal strategy.

Priya Sharma13 Jun 20264 min read

Electricity, gas, water, mobile postpaid, DTH, insurance — most bills can be paid via credit card. Here's how to maximise the cashback.

Devansh Kapoor13 Jun 20264 min read

Most Important Terms and Conditions: the bank's binding contract with you. What to look for.

Isha Patel09 Jun 20264 min read

A credit card statement has 30+ line items. Here's what each one means and which ones to verify.

Isha Patel07 Jun 20264 min read

If you've ever carried a balance 'just for a few days', you've paid more than you think. The math, in plain terms.

Aanya Iyer05 Jun 20264 min read

Annual fee, late fee, finance charge, cash advance fee, EMI fee — what each one is, when it applies, and what it costs.

Tanvi Deshpande05 Jun 20265 min read

BasicsFeatured

The billing cycle is the engine of every reward, fee, and interest decision on your card. Here's exactly how it works in India.

Aanya Iyer01 Jun 20263 min read

Annual fees, finance charges, late fees, cash advance fees, EMI processing fees — most of them carry 18% GST.

Isha Patel01 Jun 20263 min read

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