Calculator

Credit Card Recommender

Get personalised card picks based on your profile.

Last updated 18 June 2026

How this works

Get personalised card picks based on your profile.

The calculator takes 5 inputs (monthly income, monthly spend, top category, international travel?, preferred network) and produces 1 output (top recommendations). All formulas are published below — no hidden assumptions, no sign-up wall, no data sent to a server.

This calculator requires JavaScript. Enable JavaScript in your browser to use the interactive calculator, or try our eligibility checker to see which cards you may qualify for.

More calculators

Credit Score Recommender

Find the right card tier for your credit profile.
Credit Utilization Calculator

Measure utilization and its impact on your CIBIL score.
Credit Card Eligibility Calculator

Estimate your approval likelihood for a new card.
Reward Points Calculator

Calculate your monthly points earned across spend categories like dining, travel, shopping, and more.
Cashback Calculator

Estimate the direct cashback on your monthly credit card spend.
Credit Card EMI Calculator

Calculate EMI on credit card purchases.

← All calculators