Calculator

Credit Card Eligibility Calculator

Estimate your approval likelihood for a new card.

Last updated 18 June 2026

How this works

Estimate your approval likelihood for a new card.

The calculator takes 6 inputs (age, monthly income, employment, credit score, existing cards, existing emi count) and produces 1 output (approval likelihood). All formulas are published below — no hidden assumptions, no sign-up wall, no data sent to a server.

This calculator requires JavaScript. Enable JavaScript in your browser to use the interactive calculator, or try our eligibility checker to see which cards you may qualify for.

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