Calculator

Credit Score Recommender

Find the right card tier for your credit profile.

Last updated 18 June 2026

How this works

Find the right card tier for your credit profile.

The calculator takes 3 inputs (cibil score, monthly income, existing cards) and produces 2 outputs (recommended tier, max annual fee). All formulas are published below — no hidden assumptions, no sign-up wall, no data sent to a server.

This calculator requires JavaScript. Enable JavaScript in your browser to use the interactive calculator, or try our eligibility checker to see which cards you may qualify for.

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