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Fuel

Cards that waive the 1% fuel surcharge and accelerate rewards at fuel stations.

Data as of 5 September 2026

Fuel cards waive the 1% surcharge at Indian fuel stations and pair it with accelerated rewards on the same spend category. FinWiz24 currently tracks 15 active fuel cards from AU Small Finance Bank, HDFC Bank, ICICI Bank and others. Annual fees on this list range from 0, with 5 lifetime-free options. Top reward rates hit 5.33x on the issuer's accelerated category, with waived-fee versions sitting alongside paid options for readers who would rather not clear a spend threshold. Every card below links to a full review with the issuer's latest fee schedule, reward table, and eligibility criteria, so you can match the card to your spend pattern instead of taking the headline rate at face value. Pick the lineup that overlaps with where you actually spend — fuel, dining, travel, online, or EMI — and verify the eligibility bar before you apply, since minimum income and credit-score requirements differ across issuers. Eligible readers can apply directly through the issuer's site when they are ready.

How to pick a fuel card

We currently track 15 fuel cards. The lineup mixes premium, value, and lifetime-free options across India's major issuers. Compare the annual fee against the reward earn on your highest spend, check the eligibility bar on each card page, and prefer lifetime-free options when the fee exceeds a year of expected rewards.

Frequently asked questions

What is the best Fuel credit card in India?

FinWiz24 tracks 15 active fuel cards across Indian issuers. The best card depends on your top spend category and whether you prefer lifetime-free terms or premium rewards. Use the category filter on /credit-cards/ to compare all options side-by-side.

Are fuel credit cards lifetime-free?

Some fuel cards are lifetime-free with no annual or joining fee. Others carry an annual fee that is usually waivable on minimum annual spends. Check each card's fee tile on its detail page before applying.

What credit score do I need for a fuel card?

Credit score requirements vary by card and issuer. Entry-level fuel cards typically require a CIBIL score of 700 or above. Premium cards may require 750+. Each card's eligibility section on its detail page publishes the minimum score where known.

What is the minimum income for a fuel credit card?

Income thresholds vary by issuer and card tier. Entry-level cards typically require ₹3–5 lakh per year; premium fuel cards may require ₹10–25 lakh per year. Self-employed applicants usually face a higher bar. Check the eligibility tile on each card's page.

How do I choose the right fuel credit card?

Identify your primary spend in the fuel category, then compare the annual fee against the expected reward earn. Prefer lifetime-free cards if your annual spend would not clear the fee-waiver threshold on a paid card. Use the Compare tool at /compare-credit-cards/ to run a side-by-side analysis.

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