Federal Bank
Federal Bank Scapia Credit Card
Best for travel, lifetime free, zero forex markup
Lifetime free · 0x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
Lifetime free
Reward rate
0x
Min. income
₹3,00,000
Forex markup
0%
Lounge access
Domestic only
Eligibility
₹3 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Frequent traveller
- International traveller
What we like
- Lifetime free
- Zero forex markup
- Unlimited domestic lounge access
Watch out for
- Rewards best unlocked via Scapia app ecosystem
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Forex markup | 0% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 20.00 | — | 1.00 |
| All spends | 2.00 | — | 1.00 |
Benefits
-
Unlimited domestic lounge access Highlight
Unlimited complimentary domestic airport lounge access via Visa network
-
Zero forex markup Highlight
No foreign currency markup on international transactions
-
Scapia coins Highlight
Up to 20% rewards on travel spends via Scapia app; 2% on other spends
-
Lifetime free Highlight
No joining or annual fee
Eligibility
- Age
- 21–60 years
- Min. income
- ₹3,00,000
- Min. credit score
- 700+
- Score note
- Stable income with good credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Federal Bank Scapia Credit Card is a Visa credit card co-branded with Scapia, offering lifetime-free access, zero forex markup, unlimited domestic lounge access and up to 20% rewards on travel.
Fees and rewards
- Annual fee: Nil (lifetime free)
- Joining fee: Nil
- Rewards: Up to 20% on travel via Scapia app; 2% on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for Federal Bank Scapia Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Federal Bank Scapia Credit Card worth it?
What is the annual fee for the Federal Bank Scapia Credit Card?
How does the Federal Bank Scapia Credit Card reward rate work?
What are the eligibility requirements for the Federal Bank Scapia Credit Card?
Does the Federal Bank Scapia Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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