HDFC Bank
HDFC Bank Diners Club Premium Credit Card
Premium Diners Club with lounge access and dining benefits
₹2,500/yr annual fee · 3x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Premium cardholder
- Diners Club network user
- Frequent traveller
-
What we like
- Domestic + international lounge access via Diners Club network
- 3x rewards on retail spend
- 2% reduced forex markup
-
Watch out for
- ₹2,500 non-waiver joining fee
- Spend threshold of ₹3 lakh/year required to waive annual fee
- Lower earn rate than Regalia Gold
Annual fee
₹2,500/yr
Reward rate
3x
Min. income
₹6,00,000
Forex markup
2%
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
Not explicitly stated
Welcome benefit
₹1,000 voucher on ₹1,50,000 annual spend; ₹5,000 voucher on ₹5,00,000 spend.
HDFC Bank Diners Club Premium Credit Card review: premium Diners Club tier with complimentary domestic + international lounge access, milestone vouchers, and dining benefits.
Who is this for
- Premium cardholder
- Diners Club network user
- Frequent traveller
What we like
- Domestic + international lounge access via Diners Club network
- 3x rewards on retail spend
- 2% reduced forex markup
Watch out for
- ₹2,500 non-waiver joining fee
- Spend threshold of ₹3 lakh/year required to waive annual fee
- Lower earn rate than Regalia Gold
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comHDFC Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | Waived on annual spends ≥ ₹3,00,000 |
| Renewal fee | ₹2,500 | Waived on annual spends ≥ ₹3,00,000 |
| Forex markup | 2% | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3 Reward Points per ₹150 on retail spend; 2 Reward Points per ₹150 on dining; 1 Reward Point per ₹150 on utility & in… | Not explicitly stated | Redeemable via HDFC rewards portal; air miles conversion to partner airlines |
| DINING | 2.00 | — | 0.50 |
| TRAVEL | 3.00 | — | 0.50 |
| SHOPPING | 3.00 | — | 0.50 |
Benefits
-
Domestic + International Lounge Access Highlight
6 complimentary domestic + 4 international lounge visits per year via Diners Club network.
-
Milestone Vouchers
₹1,000 voucher on ₹1,50,000 annual spend; ₹5,000 voucher on ₹5,00,000 spend.
-
Lower Forex Markup
2% forex markup on international spends.
-
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions between ₹400 and ₹4,000.
Eligibility
- Age
- 21–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
HDFC Bank Diners Club Premium Credit Card is the mid-premium Diners Club tier below Diners Privilege. It targets premium spenders with lounge access and dining benefits.
Fees and rewards
- Joining fee: ₹2,500 (non-waiver)
- Annual fee: ₹2,500, waived on annual spends ≥ ₹3,00,000
- Rewards: 3 Reward Points per ₹150 on retail spend; 2 Reward Points per ₹150 on dining
- Forex markup: 2%
Lounge and travel
- 6 domestic + 4 international lounge visits per year via Diners Club network
- ₹1,000 voucher on ₹1.5 lakh spend; ₹5,000 voucher on ₹5 lakh spend
- 2% forex markup
- 1% fuel surcharge waiver
Eligibility
Minimum annual income ₹6,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the HDFC Bank Diners Club Premium Credit Card apply walkthrough →
Apply for HDFC Bank Diners Club Premium Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HDFC Bank Diners Club Premium Credit Card worth it?
What is the annual fee for the HDFC Bank Diners Club Premium Credit Card?
How does the HDFC Bank Diners Club Premium Credit Card reward rate work?
What are the eligibility requirements for the HDFC Bank Diners Club Premium Credit Card?
Does the HDFC Bank Diners Club Premium Credit Card offer airport lounge access?
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