HDFC Bank
HDFC Bank Doctors Superia Credit Card
Doctor-focused premium Visa with exclusive healthcare privileges
₹7,500/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Doctor / medical professional
- Premium cardholder
-
What we like
- Doctor-focused healthcare privileges
- Domestic + international lounge access
- 2% reduced forex markup
-
Watch out for
- Restricted to medical professionals
- ₹7,500 non-waiver joining fee
- Spend threshold of ₹7.5 lakh/year required to waive annual fee
Annual fee
₹7,500/yr
Reward rate
4x
Min. income
₹10,00,000
Forex markup
2%
Lounge access
Domestic + international
Eligibility
₹10 lakh/yr · CIBIL 750+
Reward cap
Not explicitly stated
Welcome benefit
₹3,000 voucher on annual spends ≥ ₹3,00,000; ₹6,000 voucher on ≥ ₹6,00,000.
HDFC Bank Doctors Superia Credit Card review: doctor-focused premium Visa with exclusive healthcare privileges, complimentary health check-ups, lounge access, milestone vouchers, and milestone benefits for medical professionals.
Who is this for
- Doctor / medical professional
- Premium cardholder
What we like
- Doctor-focused healthcare privileges
- Domestic + international lounge access
- 2% reduced forex markup
Watch out for
- Restricted to medical professionals
- ₹7,500 non-waiver joining fee
- Spend threshold of ₹7.5 lakh/year required to waive annual fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comHDFC Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹7,500 | Not waivable |
| Annual fee | ₹7,500 | Waived on annual spends ≥ ₹7,50,000 |
| Renewal fee | ₹7,500 | Waived on annual spends ≥ ₹7,50,000 |
| Forex markup | 2% | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 4 Reward Points per ₹150 on retail spend; 4 Reward Points per ₹150 on dining; 2 Reward Points per ₹150 on utility & i… | Not explicitly stated | Redeemable via HDFC rewards portal |
| DINING | 4.00 | — | 0.50 |
| SHOPPING | 4.00 | — | 0.50 |
Benefits
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Doctor-Focused Exclusive Privileges Highlight
Exclusive healthcare privileges for medical professionals: hospital discounts at partner network, medical emergency assistance, complimentary health check-ups.
-
Domestic + International Lounge Access Highlight
4 complimentary domestic + 2 international lounge visits per year.
-
Lower Forex Markup
2% forex markup (down from 3.5%) on international spends.
-
Milestone Vouchers
₹3,000 voucher on annual spends ≥ ₹3,00,000; ₹6,000 voucher on ≥ ₹6,00,000.
Eligibility
- Age
- 21–65 years
- Min. income
- ₹10,00,000
- Min. credit score
- 750+
- Score note
- Good to excellent credit card required
- Employment
- self-employed, Doctor
- Documents
- Doctor / medical professional; PAN, Aadhaar (DigiLocker sufficient), medical council registration certificate, salary slip / ITR
HDFC Bank Doctors Superia Credit Card is the doctor-focused premium Visa tier above Doctor’s Regalia. It targets senior medical professionals with exclusive healthcare privileges and premium benefits.
Fees and rewards
- Joining fee: ₹7,500 (non-waiver)
- Annual fee: ₹7,500, waived on annual spends ≥ ₹7,50,000
- Rewards: 4 Reward Points per ₹150 on retail + dining
- Forex markup: 2%
Doctor benefits
- Exclusive healthcare privileges (hospital discounts, emergency assistance, complimentary health check-ups)
- 4 domestic + 2 international lounge visits per year
- 4x rewards on retail + dining
- ₹3,000 milestone voucher on ₹3 lakh spend; ₹6,000 on ₹6 lakh
Eligibility
For doctors / medical professionals only. Minimum annual income ₹10,00,000. Good to excellent credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the HDFC Bank Doctors Superia Credit Card apply walkthrough →
Apply for HDFC Bank Doctors Superia Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HDFC Bank Doctors Superia Credit Card worth it?
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Does the HDFC Bank Doctors Superia Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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