HDFC Bank
HDFC Bank Solitaire Credit Card
Premium lifestyle Visa with exclusive rewards, shopping vouchers, and concierge
₹5,000/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- High-income professional
- Premium cardholder
- Lifestyle spender
-
What we like
- ₹10,000 welcome shopping vouchers on payment of joining fee
- Up to 4 complimentary golf games per quarter
- 2% reduced forex markup on international spends
-
Watch out for
- ₹5,000 non-waiver joining fee
- Spend threshold of ₹5 lakh/year required to waive annual fee
- ₹1,300 late-payment fee at the highest slab
Annual fee
₹5,000/yr
Reward rate
5x
Min. income
₹9,00,000
Forex markup
2%
Lounge access
Domestic + international
Eligibility
₹9 lakh/yr · CIBIL 750+
Reward cap
Not explicitly stated
Welcome benefit
₹5,000 shopping voucher on annual spends ≥ ₹3,00,000; another ₹5,000 on ≥ ₹6,00,000.
HDFC Bank Solitaire Credit Card review: premium lifestyle Visa with high reward points on retail spend, complimentary shopping vouchers, free golf games, and dedicated concierge for high-income professionals.
Who is this for
- High-income professional
- Premium cardholder
- Lifestyle spender
What we like
- ₹10,000 welcome shopping vouchers on payment of joining fee
- Up to 4 complimentary golf games per quarter
- 2% reduced forex markup on international spends
Watch out for
- ₹5,000 non-waiver joining fee
- Spend threshold of ₹5 lakh/year required to waive annual fee
- ₹1,300 late-payment fee at the highest slab
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comHDFC Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | Waived on annual spends ≥ ₹5,00,000 |
| Renewal fee | ₹5,000 | Waived on annual spends ≥ ₹5,00,000 |
| Forex markup | 2% | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 (max ₹1,000/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 5 Reward Points per ₹150 on retail spend; 2 Reward Points per ₹150 on utility & insurance | Not explicitly stated | Redeemable via HDFC rewards portal across categories (products, vouchers, flights, hotels) |
| SHOPPING | 5.00 | — | 0.50 |
| DINING | 5.00 | — | 0.50 |
| TRAVEL | 5.00 | — | 0.50 |
Benefits
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Welcome Shopping Vouchers Highlight
₹10,000 worth of shopping vouchers on payment of joining fee (select partner brands).
-
Complimentary Golf Games Highlight
Up to 4 complimentary golf games per quarter at premium courses across India.
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Dedicated Concierge Highlight
24/7 phone concierge for travel, dining, and event reservations.
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Domestic + International Lounge Access Highlight
6 complimentary domestic + 2 international lounge visits per year via Priority Pass.
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Milestone Vouchers
₹5,000 shopping voucher on annual spends ≥ ₹3,00,000; another ₹5,000 on ≥ ₹6,00,000.
-
Lower Forex Markup
2% foreign currency markup (down from the standard 3.5%) on international spends.
Eligibility
- Age
- 21–60 years
- Min. income
- ₹9,00,000
- Min. credit score
- 750+
- Score note
- Good to excellent credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
HDFC Bank Solitaire Credit Card is the lifestyle-premium Visa tier below Regalia. It targets high-income professionals with high rewards on retail spend, complimentary shopping vouchers, and free golf games.
Fees and rewards
- Joining fee: ₹5,000 (non-waiver)
- Annual fee: ₹5,000, waived on annual spends ≥ ₹5,00,000
- Rewards: 5 Reward Points per ₹150 on retail spend; 2 Reward Points per ₹150 on utility & insurance
- Forex markup: 2% (lower than standard 3.5%)
Lifestyle benefits
- ₹10,000 shopping vouchers on payment of joining fee (select partner brands)
- Up to 4 complimentary golf games per quarter
- 6 domestic + 2 international lounge visits per year
- 24/7 dedicated concierge
Eligibility
Minimum annual income ₹9,00,000 (salaried) / ITR-based for self-employed. Good credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the HDFC Bank Solitaire Credit Card apply walkthrough →
Apply for HDFC Bank Solitaire Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HDFC Bank Solitaire Credit Card worth it?
What is the annual fee for the HDFC Bank Solitaire Credit Card?
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Does the HDFC Bank Solitaire Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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