HDFC Bank
HDFC Bank Teachers Platinum Credit Card
Teacher-focused Visa with weekend and utility bill rewards
₹500/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Teacher / educator
- Mid-tier entry cardholder
-
What we like
- 5x rewards on weekend spend
- 5x rewards on utility bill payments
- Low ₹50,000 waiver threshold
-
Watch out for
- Restricted to educators / teachers
- ₹500 non-waiver joining fee
- Standard 3.5% forex markup
Annual fee
₹500/yr
Reward rate
2x
Min. income
₹2,50,000
Forex markup
3.5%
Lounge access
Domestic only
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
Not explicitly stated
Welcome benefit
None beyond the reward rate
HDFC Bank Teachers Platinum Credit Card review: teacher-focused Visa with special weekend rewards, utility bill category bonuses, and milestone vouchers for educators.
Who is this for
- Teacher / educator
- Mid-tier entry cardholder
What we like
- 5x rewards on weekend spend
- 5x rewards on utility bill payments
- Low ₹50,000 waiver threshold
Watch out for
- Restricted to educators / teachers
- ₹500 non-waiver joining fee
- Standard 3.5% forex markup
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comHDFC Bank is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on annual spends ≥ ₹50,000 |
| Renewal fee | ₹500 | Waived on annual spends ≥ ₹50,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2 Reward Points per ₹150 on retail spend; 5 Reward Points per ₹150 on weekend spend; 5 Reward Points per ₹150 on util… | Not explicitly stated | Redeemable via HDFC rewards portal |
| UTILITY | 5.00 | — | 0.50 |
| SHOPPING | 2.00 | — | 0.50 |
Benefits
-
5x Weekend Rewards Highlight
5 Reward Points per ₹150 on weekend (Sat-Sun) spend — top weekend earn rate for educators.
-
5x Utility Bill Rewards Highlight
5 Reward Points per ₹150 on utility bill payments via HDFC BillPay.
-
Domestic Lounge Access
1 complimentary domestic airport lounge visit per quarter.
-
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions between ₹400 and ₹4,000.
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Decent credit card required
- Employment
- Salaried, Teacher
- Documents
- For teachers and educators; PAN, Aadhaar (DigiLocker sufficient), teaching employment proof, and salary slips
HDFC Bank Teachers Platinum Credit Card is a teacher-focused entry-premium Visa. It targets educators with high weekend and utility-bill rewards, plus low annual-spend threshold for fee waiver.
Fees and rewards
- Joining fee: ₹500 (non-waiver)
- Annual fee: ₹500, waived on annual spends ≥ ₹50,000
- Rewards: 2 Reward Points per ₹150 on retail; 5 Reward Points per ₹150 on weekend spend; 5 Reward Points per ₹150 on utility bills
- Forex markup: 3.50%
Teacher benefits
- 5x weekend rewards (Saturday-Sunday)
- 5x utility-bill rewards via HDFC BillPay
- 1 domestic lounge visit per quarter
- 1% fuel surcharge waiver
Eligibility
For teachers / educators only. Minimum annual income ₹2,50,000. Decent credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the HDFC Bank Teachers Platinum Credit Card apply walkthrough →
Apply for HDFC Bank Teachers Platinum Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the HDFC Bank Teachers Platinum Credit Card worth it?
What is the annual fee for the HDFC Bank Teachers Platinum Credit Card?
How does the HDFC Bank Teachers Platinum Credit Card reward rate work?
What are the eligibility requirements for the HDFC Bank Teachers Platinum Credit Card?
Does the HDFC Bank Teachers Platinum Credit Card offer airport lounge access?
← All credit cards · All HDFC Bank cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.