State Bank of India
SBI Card Auro Credit Card
Electric-vehicle co-brand with Ather partnership and EV charging benefits
₹500/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
-
Best for
- Electric vehicle owner
- Ather customer
- Eco-conscious spender
-
What we like
- 5x rewards on Ather EV charging
- ₹1,500 welcome Ather credits
- Priority Ather service bookings
-
Watch out for
- Niche use case (only valuable for EV owners)
- ₹500 non-waiver joining fee
- Standard 3.5% forex markup
Annual fee
₹500/yr
Reward rate
5x
Min. income
₹3,00,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹3 lakh/yr · CIBIL 700+
Reward cap
Reward points cap of ₹2,000/month on EV charging
Welcome benefit
₹1,000 voucher on annual spends ≥ ₹1,00,000; ₹3,000 on ≥ ₹2,50,000.
SBI Card Auro Credit Card review: electric-vehicle co-brand Visa with Ather partnership, 5% value-back on EV charging, milestone vouchers, and EV-focused benefits for eco-conscious spenders.
Who is this for
- Electric vehicle owner
- Ather customer
- Eco-conscious spender
What we like
- 5x rewards on Ather EV charging
- ₹1,500 welcome Ather credits
- Priority Ather service bookings
Watch out for
- Niche use case (only valuable for EV owners)
- ₹500 non-waiver joining fee
- Standard 3.5% forex markup
Issuer
State Bank of India is an RBI-regulated entity. See RBI's Master Directions on Credit Cards for the regulatory framework.
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on annual spends ≥ ₹1,00,000 |
| Renewal fee | ₹500 | Waived on annual spends ≥ ₹1,00,000 |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions between ₹500 and ₹3,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| EV_CHARGING | 5 Reward Points per ₹100 on EV charging at Ather Grid; 1 Reward Point per ₹100 on retail; 0.5 Reward Point per ₹100 o… | Reward points cap of ₹2,000/month on EV charging | Redeemable via SBI rewards portal |
| All spends | 1.00 | Not explicitly stated | 0.25 |
Benefits
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5x Rewards on Ather EV Charging Highlight
5 Reward Points per ₹100 on EV charging at Ather Grid — value-back equivalent.
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Welcome Ather Benefits Highlight
₹1,500 Ather credits on payment of joining fee.
-
EV Ecosystem Privileges
Priority service bookings at Ather Space centres and exclusive test-ride events.
-
Milestone Vouchers
₹1,000 voucher on annual spends ≥ ₹1,00,000; ₹3,000 on ≥ ₹2,50,000.
-
Fuel Surcharge Waiver
1% surcharge waiver on fuel transactions between ₹500 and ₹3,000.
Eligibility
- Age
- 21–65 years
- Min. income
- ₹3,00,000
- Min. credit score
- 700+
- Score note
- Decent credit card required
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
SBI Card Auro Credit Card is the Ather electric-vehicle co-brand Visa. It targets Ather customers and EV owners with high rewards on EV charging and Ather ecosystem benefits.
Fees and rewards
- Joining fee: ₹500 (non-waiver)
- Annual fee: ₹500, waived on annual spends ≥ ₹1,00,000
- Rewards: 5 Reward Points per ₹100 on Ather Grid EV charging; 1 Reward Point per ₹100 on retail
- Forex markup: 3.50%
EV benefits
- 5x rewards on Ather Grid EV charging
- ₹1,500 welcome Ather credits
- Priority Ather Space service bookings
- ₹1,000 milestone voucher on ₹1 lakh spend; ₹3,000 on ₹2.5 lakh
Eligibility
Minimum annual income ₹3,00,000 (salaried) / ITR-based for self-employed. Decent credit score required.
Card data is compiled from the issuer’s published fee schedules. Last reviewed 2026-09-26.
Step-by-step application guide: Read the SBI Card Auro Credit Card apply walkthrough →
Apply for SBI Card Auro Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the SBI Card Auro Credit Card worth it?
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Does the SBI Card Auro Credit Card offer airport lounge access?
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