How to Apply for the ICICI Times Black Credit Card in 2026

The ICICI Times Black Credit Card is a super-premium lifestyle card co-branded with Times Group. It offers 5X reward points on Times brand spends (Times Prime, Marriott, Zoomin, etc.), 3X on dining, 2X on all retail, unlimited domestic lounge access, and 4 international lounge visits. The annual fee is ₹20,000, waived on spends of ₹10 lakh in the previous year.

Why this matters

Times Black is targeted at high-net-worth individuals who frequently travel, dine out, and use Times Prime. The 5X on Times brand is unmatched — no other card pays 5% on Marriott or Times Prime. The unlimited domestic lounge access alone recovers the annual fee within 6 visits.

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How to Apply for the ICICI Times Black Credit Card in 2026

Common mistakes to avoid

Times Black is invitation-only for new customers. The public application form is only shown to pre-qualified customers. The 5X on Times brand is capped at 20,000 points per month.

Pro tips

• Talk to your relationship manager 6 months in advance to discuss Times Black eligibility
• Use the card for Marriott, Times Prime, and other Times brand spends to chase the 5X multiplier
• Pair with the ICICI Emeralde for dining and entertainment
• Plan to spend ₹10 lakh to waive the ₹20,000 annual fee

Frequently asked questions

What is the annual fee on Times Black?

₹20,000 + GST, waived on ₹10 lakh spends in the previous 12 months.

Is Times Black invitation-only?

Yes. New customers must be pre-qualified by ICICI to see the public application form. Existing ICICI super-premium customers can apply directly.

What is the 5X multiplier cap?

5X on Times brand is capped at 20,000 points per month, which is equivalent to ₹8,000 in cashback.