How to Apply for the SBI SimplyCLICK Credit Card in 2026
Apply for the SBI SimplyCLICK Credit Card with 5X reward points on online spends. Eligibility, benefits, and full application walkthrough.
Rahul Dabhi
The SBI SimplyCLICK Credit Card is a lifetime-free online shopping card. It offers 5X reward points on partner merchants (Amazon, Flipkart, Myntra, BookMyShow, etc.), 1X on all other online spends, and 1% fuel surcharge waiver. The card is one of SBI's most popular entry-level cards and is targeted at first-time online shoppers.
Why this matters
SimplyCLICK is the only lifetime-free SBI card that pays 5X on online partner merchants. If you spend ₹20,000/month on partner merchants, the 5X gives you 1,000 points/month, which is redeemable for ₹500 in cashback. The card is a stepping stone to SBI Prime and SBI Elite.
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Related card
SBI Simplyclick
How to Apply for the SBI SimplyCLICK Credit Card in 2026
Common mistakes to avoid
The 5X is restricted to partner merchants listed in the SBI Card app. The list changes quarterly — always check the latest list before a big purchase. The card does not earn any reward on EMI or cash advances.
Pro tips
- Check the SBI Card app's partner merchant list before any online purchase
- Use the card for BookMyShow to earn 5X on movie tickets
- Track the 5,000 points/month cap in the SBI Card app
- Pair with the SBI Prime card for offline retail and dining
Written by
Rahul Dabhi
Editorial disclosure
Our editorial team provides independent, unbiased information about credit cards. We may receive compensation from partner links, but this does not influence our reviews or recommendations.