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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I currently have a CIBIL score of 800. Which premium credit cards am I eligible for? I am okay with annual fees under ₹25,000.
I am looking for a credit card mainly for Amazon purchases. My monthly income is around ₹40,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
I spend around ₹40,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
I want to close my HDFC Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
I see a transaction of ₹40,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
My RBL Bank credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
I am travelling to Europe next month. Which Indian credit cards have zero or very low foreign currency markup fees?
Reviews of Standard Chartered credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for freelancers?
My HDFC Bank credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
I just received my first Citibank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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