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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
What is the minimum net monthly salary the bank asks for to approve ICICI Platinum Credit Card? I earn ₹40,000 — will I be eligible?
I just got ICICI Emeralde Credit Card with a starting limit of ₹25,000. After how many months of usage can I request an increase, and how much can I expect?
I'm planning an international trip. What is the foreign currency markup charged on Axis Magnus Credit Card? Is there any way to get it lower?
I just got HDFC Bank RuPay Credit Card with a starting limit of ₹2,00,000. After how many months of usage can I request an increase, and how much can I expect?
I have accumulated a few thousand reward points on my HDFC Bank MoneyBack Plus Credit Card. What is the actual rupee value when redeemed against statement, and is it better to redeem for flights or merchandise?
I just got SBI Card PRIME with a starting limit of ₹2,00,000. After how many months of usage can I request an increase, and how much can I expect?
What are the actual welcome benefits (vouchers, points, lounge passes) on HDFC Bank Tata Neu Plus Credit Card? Are they guaranteed or conditional on spending?
I just received my ICICI Bank Bvlgari Credit Card and noticed the annual fee is ₹20000.00. What is the minimum spend required to get it waived? Does wallet load / EMI count?
I have accumulated a few thousand reward points on my SBI SimplyCLICK Credit Card. What is the actual rupee value when redeemed against statement, and is it better to redeem for flights or merchandise?
How many domestic and international lounge visits do I get on SBI Doctor's Credit Card? Is it per calendar year or per card anniversary year?
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Guide
Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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