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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I lost my RBL Bank credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
I spend around ₹1,00,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
I have accumulated around 5,000 reward points on my SBI Card credit card. What is the redemption value in rupees and the best way to use them?
I want to close my American Express credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?
Looking for a zero-annual-fee credit card that gives solid value on hotel bookings. My spends are around ₹40,000/month.
I have been using my American Express credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I have been using my Kotak Mahindra credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?
I have never owned a credit card before. Salary is ₹2,00,000/month. Which is the safest entry-level credit card to start building my CIBIL score?
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The most-upvoted questions in the community.
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What are the actual welcome benefits (vouchers, points, lounge passes) on Apollo SBI Card SELECT? Are they guaranteed or conditional on spen…
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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