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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I plan to apply for 3 credit cards in 2 months to maximise rewards. Will this hurt my credit score and my future loan eligibility?
Looking for a zero-annual-fee credit card that gives solid value on Amazon purchases. My spends are around ₹60,000/month.
I spend around ₹50,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
I have accumulated around 2,000 reward points on my HSBC credit card. What is the redemption value in rupees and the best way to use them?
I am 21, just started working with a ₹2,00,000/month salary. Which credit card is best to begin my credit journey with in 2026?
I currently have a CIBIL score of 800. Which premium credit cards am I eligible for? I am okay with annual fees under ₹25,000.
I lost my Kotak Mahindra credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
I want to close my Axis Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
Looking for a zero-annual-fee credit card that gives solid value on hotel bookings. My spends are around ₹40,000/month.
I have been using my American Express credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
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Guide
Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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