Category
Digital Payments Credit Cards
Cards that reward UPI, digital wallets and online payment transactions.
Data as of 6 October 2026
Cards that reward UPI, digital wallets and online payment transactions. FinWiz24 currently tracks 6 active digital payments cards from Federal Bank, HDFC Bank, IDFC First Bank and others. Annual fees on this list range from 250. Top reward rates hit 5x on the issuer's accelerated category, with waived-fee versions sitting alongside paid options for readers who would rather not clear a spend threshold. Every card below links to a full review with the issuer's latest fee schedule, reward table, and eligibility criteria, so you can match the card to your spend pattern instead of taking the headline rate at face value. Pick the lineup that overlaps with where you actually spend — fuel, dining, travel, online, or EMI — and verify the eligibility bar before you apply, since minimum income and credit-score requirements differ across issuers. Eligible readers can apply directly through the issuer's site when they are ready.
- RuPay UPI Credit Line Linking
- Joining Fee: ₹250
- Annual/Renewal Fee: ₹250
Federal Bank RuPay
- 5% Cashback on PayZapp
- Joining Fee: ₹500
- Annual/Renewal Fee: ₹500
HDFC Bank Visa
- Digital cashback
- Joining Fee: ₹500
- Annual/Renewal Fee: ₹500
IDFC First Bank Visa
- 5% Cashback on Jupiter App
- Jupiter App Integration
- Joining Fee: ₹500
- Annual/Renewal Fee: ₹500
Jupiter Visa
- 5% Cashback on Jupiter App
- Domestic + International Lounge Access
- Jupiter App Premium Integration
- Joining Fee: ₹3,000 + Taxes
- Annual/Renewal Fee: ₹3,000 + Taxes
Jupiter Visa
- 5x Rewards on Digital Spend
- Joining Fee: ₹1,000 + Taxes
- Annual/Renewal Fee: ₹1,000 + Taxes
Standard Chartered Visa
How to pick a digital payments card
We currently track 6 digital payments cards. The lineup mixes premium, value, and lifetime-free options across India's major issuers. Compare the annual fee against the reward earn on your highest spend, check the eligibility bar on each card page, and prefer lifetime-free options when the fee exceeds a year of expected rewards.